5045 N Ridge Road, Pentwater, MI 49449 (MLS# 26041755)

5045 N Ridge Road, Pentwater, MI 49449

New Listing

$3,200,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,666 Lot Size (sq. ft.): 1,280,664 Status: Active

Current Price: $3,200,000 List Date: 8/10/2026 Last Modified: 8/10/2026

Overview

Description

Once in a lifetime opportunity to own this gorgeous 29.4 acre property on Lake Michigan with your own private 450 feet of frontage on the lake located just south of Pentwater and north of the Silver Lake Sand Dunes with low bluff, sandy beach and great sunset views. The property is in a land conservancy. The land conservancy offers great lower capped property taxes. A buyer/owner is limited to adding on or rebuilding to no more than 20% larger than existing home/cottage. Privacy is the greatest luxury. Creek runs through property. Hurry as this won't last long. Only 20 stairs or so to the beach. Truestream fiber internet is now at the property but not yet connected. Currently there is a 2-story historic cottage that sits back from the bluff a ways with a detached garage. Great well water. New septic system. There are mutual easements for the shared driveway

Supplements: Seller keeping northern red cottage that is also in conservancy.

Listing Details MLS# 26041755

Location Property Info

County: Oceana
Street #: 5045
Street Direction: N
Street Name: Ridge
Suffix: Road
State: MI
Zip Code: 49449

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 29.4
Lot Square Footage: 1280664
Lot Dimensions: 441x2934x450x2430
Year Built: 1900
Road Frontage: 441
Garage Y/N: Yes
Garage Spaces: Yes
Fireplace: Yes
Total Fireplaces: Yes
Income Property: No
Total Rooms AG: 8
Total Fin SqFt All Levels: 1666
SqFt Above Grade: 1666
Building Total SqFt: 1666
Total Beds Above Grade: 3
Total Bedrooms: 3
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Main Level Primary: No
Stories: 2
School District: Pentwater
Association YN: No
Waterfront: Yes
Body of Water: Lake Michigan
Statewide Lakes & Rivers: Lake Michigan
Basement: No
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0

Tax Info

Tax ID #: 64-001-033-400-01
Taxable Value: 368516
SEV: 3100600
For Tax Year: 2026
Seller's Annual Property Tax: 15820
Tax Year: 2025
Spec Assessment & Type: None Known
Homestead %: 0

Remarks Misc

Directions: On Ridge Rd, turn west at the mailbox that has 4965 on it (newer house you'll pass on the way in). Follow the driveway about 1/2 mile long and drive will fork, turn South by the tennis courts to the white cottage.

Waterfront Options

Water Access Y/N: Yes
Water Frontage: 450

More Information

Access Feat

Accessibility Features: No

Upper Rooms

Upper Bedrooms: 3
Upper Full Baths: Yes
Upper Level Square Feet: 671
Total Baths Above Grade: 2

Main Rooms

Main Half Baths: Yes
Main Level SQFT: 995

Location & Property Info

Cross Streets: Lake Breeze Dr & Sandhill Dr
Property Sub-Type: Single Family Residence
Municipality: Pentwater Twp

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 1920.77

Remarks & Misc

Public Remarks: Once in a lifetime opportunity to own this gorgeous 29.4 acre property on Lake Michigan with your own private 450 feet of frontage on the lake located just south of Pentwater and north of the Silver Lake Sand Dunes with low bluff, sandy beach and great sunset views. The property is in a land conservancy. The land conservancy offers great lower capped property taxes. A buyer/owner is limited to adding on or rebuilding to no more than 20% larger than existing home/cottage. Privacy is the greatest luxury. Creek runs through property. Hurry as this won't last long. Only 20 stairs or so to the beach. Truestream fiber internet is now at the property but not yet connected. Currently there is a 2-story historic cottage that sits back from the bluff a ways with a detached garage. Great well water. New septic system. There are mutual easements for the shared driveway
Legal: Proposed split, proposed long legal on file.

Water Type

Lake: Yes

Water Fea. Amenities

All Sports: Yes
Private Frontage: Yes

Lot Description

Wooded: Yes

Street Type

Paved: Yes

Sewer

Septic Tank: Yes

Water

Well: Yes

Terms Available

Cash: Yes
Conventional: Yes

Mineral Rights

Unknown: Yes

Laundry Features

None: Yes

Exterior Material

Wood Siding: Yes

Parking Features

Detached: Yes

Heat Source

None: Yes

Sale Conditions

None: Yes

Heat Type

None: Yes

Lower Rooms

Lower Finished SQFT: 0
Total Lower SQFT: 0

Driveway

Unpaved: Yes

Substructure

Crawl Space: Yes

Fireplace

Living Room: Yes

Appliances

Range: Yes
Refrigerator: Yes

Exterior Features

Scrn Porch: Yes

Flooring

Tile: Yes
Vinyl: Yes
Wood: Yes

Architectural Style

Traditional: Yes

Possession

Close Plus 3 to 5 Days: Yes

Property Features

Water Type: Lake Laundry Features: None Exterior Material: Wood Siding Substructure: Crawl Space Lot Description: Wooded Sewer: Septic Tank Water: Well Fireplace: Living Room Appliances: Range; Refrigerator Heat Source: None Heat Type: None Exterior Features: Scrn Porch Flooring: Tile; Vinyl; Wood Parking Features: Detached Architectural Style: Traditional Driveway: Unpaved Street Type: Paved Mineral Rights: Unknown Terms Available: Cash; Conventional Possession: Close Plus 3 to 5 Days Sale Conditions: None

Room Information

Room Name	Level	Remarks
Kitchen	Main
Living Room	Main
Dining Area	Main
Den	Main
Bathroom 1	Main
Other	Main	Screened Porch
Primary Bedroom	Upper
Bedroom 2	Upper
Bedroom 3	Upper
Bathroom 2	Upper

Listing Office: Coldwell Banker Woodland Schmidt

Listing Agent: Andrea L Crossman

Last Updated: August - 10 - 2026

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