4642 Main Street, Onekama, MI 49675 (MLS# 25057997)

4642 Main Street, Onekama, MI 49675

$1,099,000

Room for a large table to seat the whole family for holiday feasts.

Seasonal Dock (not pictured) is included with sale

This is the channel where 2110 acre Portage Lake enters Lake Michigan. Up North Beautiful!

This is the Lake Michigan Beach with Portage Lake in the background.

This property is in walking distance to two parks, a public boat launch and the downtown Onekama area.

There are several food places in Onekama

The Village Park has a public boat launch, grills, beach, restrooms, Pavilian and playground.

The Glenwood is within walking distance.

Wide open living space with two bedrooms!

Lake views from the walkout extra large sliding glass doors.

working fireplace in the living are of the downstairs apartment

3rd set of washer and dryer's in the basement

Property Type: Multi Family Lot Size (sq. ft.): 8,965 Status: Active

Current Price: $1,099,000 List Date: 11/12/2025 Last Modified: 6/16/2026

Overview

Description

THREE separate units, completely renovated, generating income on Portage Lake is priced to sell! Ideal for long-term or short-term rentals--or live in one unit while using the cottage as a guest house. All three units have been completely renovated with new flooring, appliances, and updated finishes throughout. The property includes a private dock and storage shed, perfect for enjoying all that Portage Lake has to offer. Located near Onekama Marina with a public park next door and another just down the street featuring a public boat launch. Enjoy easy access to Lake Michigan, Arcadia Bluffs, The Glenwood, and all the charm of Onekama and scenic M-22. West-facing windows capture breathtaking Portage Lake sunsets, making this a truly unique Northern Michigan offering. Sale includes both parcels: 41-300-034-00 and 41-450-026-00.

Listing Details MLS# 25057997

Location Property Info

County: Manistee
Street #: 4642
Street Name: Main
Suffix: Street
State: MI
Zip Code: 49675
Zip (4): 8719

General Property Info

Lot Measurement: Acres
Lot Square Footage: 8965
Lot Acres: 0.21
Lot Dimensions: 97 x 93 and 57 x 48 x 53 x 85
Year Built: 1940
New Construction: No
Cert of Compliance: Yes
Road Frontage: 96
Total # Units: 3
# of Diff Unit Floor Plans: 3
Total # Bldgs: 2
Total Approx. SqFt All Bldgs: 3500
Total Parking Spaces: 4
Waterfront: Yes
Body of Water: Portage Lake
Statewide Lakes & Rivers: Portage Lake
School District: Onekama
Association YN: No
Basement: Yes

Tax Info

Tax ID #: 41-450-026-00
Taxable Value: 163100
SEV: 163100
For Tax Year: 2025
Seller's Annual Property Tax: 7613
Tax Year: 2025
Spec Assessment & Ty: none
Zoning: Com/Res
Homestead %: 0

Waterfront Options

Water Access Y/N: Yes
Water Frontage: 57

Access Feat

Accessibility Features: No

More Information

Terms Available

Land Contract Down Payment: 285000
Cash: Yes
Conventional: Yes
Land Contract: Yes
VA Loan: Yes

Unit 1

Unit #: Yes
Unit Description: Main House
SqFt: 1500
Occupied: No
Bathrooms: 3
Full Baths: 2
Half Baths: Yes
Monthly Rent: 0
A/C Unit: Yes
Deck/Patio: Yes
Dishwasher: Yes
Range Oven: Yes
Refrigerator: Yes
Washer/Dryer: Yes

Unit 2

Unit #: 2
Unit Description: under Main level
SqFt: 1400
Occupied: Yes
Monthly Rent: 1400
Bathrooms: Yes
Full Baths: Yes
Dishwasher: Yes
Fireplace: Yes
Range/Oven: Yes
Refrigerator: Yes
Washer/Dryer: Yes

Unit 3

Unit #: 3
Unit Description: Small Stone Cottage
SqFt: 680
Occupied: No
Bathrooms: Yes
Full Baths: Yes
Monthly Rent: 0
Range/Oven: Yes
A/C Unit: Yes
Deck/Patio: Yes
Dishwasher: Yes
Refrigerator: Yes
Washer/Dryer: Yes

Location & Property Info

Cross Streets: First Ave
Property Sub-Type: 2 to 4 Units
Area: MasonOceanaManistee - O
Municipality: Onekama Vlg

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 314

Remarks & Misc

Public Remarks: THREE separate units, completely renovated, generating income on Portage Lake is priced to sell! Ideal for long-term or short-term rentals--or live in one unit while using the cottage as a guest house. All three units have been completely renovated with new flooring, appliances, and updated finishes throughout. The property includes a private dock and storage shed, perfect for enjoying all that Portage Lake has to offer. Located near Onekama Marina with a public park next door and another just down the street featuring a public boat launch. Enjoy easy access to Lake Michigan, Arcadia Bluffs, The Glenwood, and all the charm of Onekama and scenic M-22. West-facing windows capture breathtaking Portage Lake sunsets, making this a truly unique Northern Michigan offering. Sale includes both parcels: 41-300-034-00 and 41-450-026-00.
Legal: VILLAGE OF ONEKAMA WEST ADDITION LOTS 1 + 2 BLOCK 2. SALE(90) 4536 0961 (94) 500 2604 0401

Water Type

Lake: Yes

Water Fea. Amenities

All Sports: Yes
Private Frontage: Yes
Public Access 1 Mile or Less: Yes

Lot Description

Corner Lot: Yes

Street Type

Paved: Yes
Public: Yes

Util Avail at Street

Cable Available: Yes
Electricity Available: Yes
Natural Gas Available: Yes
Phone Available: Yes

Utilities Attached

Cable Connected: Yes
Natural Gas Connected: Yes

Sewer

Public Sewer: Yes

Water

Well: Yes

Mineral Rights

Unknown: Yes

Laundry Features

Main Level: Yes

Exterior Material

Stone: Yes

Roofing

Rubber: Yes

Heat Source

Natural Gas: Yes

Sale Conditions

None: Yes

Heat Type

Baseboard: Yes
Hot Water: Yes

Air Conditioning

Mini-Split: Yes
Wall Unit(s): Yes
Window Unit(s): Yes

Tenant Pays

None: Yes

Driveway

Gravel: Yes
Other: Yes

Substructure

Daylight: Yes
Full: Yes
Walk-Out Access: Yes

Extras

Garages: Yes

Owner Pays

Electricity: Yes
Gas: Yes
Sewer: Yes
Trash Collection: Yes

Possession

Negotiable: Yes
Subject To Tenant Rights: Yes

Property Features

Laundry Features: Main Level Water Type: Lake Exterior Material: Stone Roofing: Rubber Substructure: Daylight; Full; Walk-Out Access Lot Description: Corner Lot Sewer: Public Sewer Water: Well Utilities Attached: Cable Connected; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available; Natural Gas Available; Phone Available Extras: Garages Owner Pays: Electricity; Gas; Sewer; Trash Collection Tenant Pays: None Heat Source: Natural Gas Heat Type: Baseboard; Hot Water Air Conditioning: Mini-Split; Wall Unit(s); Window Unit(s) Driveway: Gravel; Other Street Type: Paved; Public Mineral Rights: Unknown Terms Available: Cash; Conventional; Land Contract; VA Loan Possession: Negotiable; Subject To Tenant Rights Sale Conditions: None Unit 1: A/C Unit; Deck/Patio; Dishwasher; Range Oven; Refrigerator; Washer/Dryer Unit 2: Dishwasher; Fireplace; Range/Oven; Refrigerator; Washer/Dryer Unit 3: Range/Oven; A/C Unit; Deck/Patio; Dishwasher; Refrigerator; Washer/Dryer

Listing Office: Five Star Real Estate (Onekama)

Listing Agent: Corinn Fink

Last Updated: June - 16 - 2026

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