306 Water Street, St. Joseph, MI 49085 (MLS# 26021268)

306 Water Street, St. Joseph, MI 49085

$1,159,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,739 Lot Size (sq. ft.): 94,594 Status: Active

Current Price: $1,159,000 List Date: 5/11/2026 Last Modified: 7/14/2026

Overview

Description

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.

Supplements: For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurant ... (Read more)

Open Houses

Saturday, July 18, 11:59 am - 2:00 pm

Listing Details MLS# 26021268

Location Property Info

County: Berrien
Street #: 306
Street Name: Water
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1144

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 2.17
Lot Square Footage: 94594
Lot Dimensions: for association
Year Built: 1989
Garage Y/N: Yes
Garage Spaces: 2
Fireplace: Yes
Total Fireplaces: Yes
Income Property: No
Condo Proj Name: The Waterfront Villa Association
Total Rooms AG: 9
Total Fin SqFt All Levels: 1891
SqFt Above Grade: 1739
Building Total SqFt: 2262
Total Beds Above Grade: 3
Total Bedrooms: 3
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Main Level Primary: No
Stories: 3
School District: St. Joseph
Middle School: Upton Middle School
High School: St. Joseph High School
Entry Type: Gated
Pets Y/N: Yes
Association Contact: John Steves
Association YN: Yes
Waterfront: Yes
Body of Water: Lake Michigan
Statewide Lakes & Rivers: Lake Michigan
Road Frontage: 0
Basement: No
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0

Tax Info

Tax ID #: 11-76-8500-0053-00-1
Taxable Value: 265489
SEV: 420000
For Tax Year: 2025
Seller's Annual Property Tax: 15485
Tax Year: 2025
Spec Assessment & Type: none
Homestead %: 0

Remarks Misc

Directions: Water Street

Waterfront Options

Water Access Y/N: Yes
Water Frontage: 400

More Information

Access Feat

Accessibility Features: No

Upper Rooms

Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 850
Total Baths Above Grade: 3

Main Rooms

Main Half Baths: Yes
Main Level SQFT: 889

Location & Property Info

Cross Streets: Water Stret
Property Sub-Type: Condominium
Municipality: St. Joseph City
Subdivision: The Waterfront Association

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 666.47
Ownership Type: Private Owned

Remarks & Misc

Public Remarks: Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.
Legal: UNIT 53 THE WATERFRONT BLDG NO 4 LIBER 36 PAGE 1

Water Type

Lake: Yes
River: Yes

Water Fea. Amenities

All Sports: Yes
Assoc Access: Yes
Channel: Yes
Deeded Access: Yes
Deeded Boat Lot: Yes
Dock: Yes
Public Access 1 Mile or Less: Yes
Shared Frontage: Yes
View: Yes

Lot Description

Sidewalk: Yes
Site Condo: Yes

Street Type

Paved: Yes
Public: Yes

Util Avail at Street

Cable Available: Yes
Electricity Available: Yes
High Speed Internet: Yes
Natural Gas Available: Yes

Utilities Attached

Cable Connected: Yes
High Speed Internet: Yes
Natural Gas Connected: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Terms Available

Cash: Yes
Conventional: Yes

Mineral Rights

Unknown: Yes

Association Info.

Approx. Assoc Fee: 655
Assoc. Fee Payable: Monthly
Association Phone: 630-915-4794

Laundry Features

In Unit: Yes
Upper Level: Yes

Assoc. Amenities

Clubhouse: Yes
Meeting Room: Yes
Pets Allowed: Yes
Pool: Yes
Security: Yes

Exterior Material

Stone: Yes
Stucco: Yes
Other: Yes

Assoc. Fee Incl.

Lawn/Yard Care: Yes
Snow Removal: Yes

Roofing

Other: Yes

Parking Features

Attached: Yes
Garage Door Opener: Yes
Garage Faces Rear: Yes

Heat Source

Natural Gas: Yes

Sale Conditions

None: Yes

Heat Type

Forced Air: Yes

Air Conditioning

Central Air: Yes

Lower Rooms

Lower Finished SQFT: 152
Total Lower SQFT: 757

Driveway

Shared Paved: Yes

Substructure

Slab: Yes
Walk-Out Access: Yes

Windows

Screens: Yes

Pool

In Ground: Yes

Kitchen Features

Center Island: Yes
Mud Room Access: Yes
Pantry: Yes
Snack Bar: Yes

Fireplace

Other: Yes

Additional Items

Garage Door Opener: Yes
Wet Bar: Yes
Window Treatments: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Water Heater

Electric: Yes

Exterior Features

Balcony: Yes

Patio and Porch Features

Patio: Yes
Deck: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes

Security Features

Gated Community: Yes

Landscape

Decor Fence: Yes
Shrubs/Hedges: Yes

Architectural Style

Townhouse: Yes

Possession

Close Of Escrow: Yes

Property Features

Water Type: Lake; River Laundry Features: In Unit; Upper Level Exterior Material: Stone; Stucco; Other Roofing: Other Windows: Screens Substructure: Slab; Walk-Out Access Lot Description: Sidewalk; Site Condo Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available Kitchen Features: Center Island; Mud Room Access; Pantry; Snack Bar Fireplace: Other Additional Items: Garage Door Opener; Wet Bar; Window Treatments Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Heat Source: Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Water Heater: Electric Exterior Features: Balcony Flooring: Carpet; Ceramic Tile Patio and Porch Features: Deck; Patio Security Features: Gated Community Landscape: Decor Fence; Shrubs/Hedges Pool: In Ground Parking Features: Attached; Garage Door Opener; Garage Faces Rear Architectural Style: Townhouse Driveway: Shared Paved Street Type: Paved; Public Mineral Rights: Unknown Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None

Room Information

Room Name	Length	Width	Level
Kitchen	17.10	17.70	Main
Bathroom 1	7.90	5.90	Main
Living Room	19.00	11.60	Main
Dining Area	13.60	12.20	Main
Primary Bedroom	19.70	11.60	Upper
Primary Bathroom	10.40	6.40	Upper
Bedroom 2	16.50	11.10	Upper
Bedroom 3	11.20	11.10	Upper
Bathroom 2	7.70	5.20	Upper

Listing Office: @properties Christie's International R.E.

Listing Agent: Gary Depa

Last Updated: July - 14 - 2026

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