197 Wayne Street, St. Joseph, MI 49085 (MLS# 26016492)

197 Wayne Street, St. Joseph, MI 49085

$375,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,413 Lot Size (sq. ft.): 1,464 Status: Active

Current Price: $375,000 List Date: 4/19/2026 Last Modified: 7/29/2026

Overview

Description

The best kept secret in Saint Joseph! This hidden gem beautifully overlooks the channel in a private setting, yet is a short 3-minute walk to the heart of downtown. A boater and kayaker's paradise. Simply wake up, walk down to one of many Pier 33 boat docks, that you can rent each season, and begin your day on the water. If you are looking for the everyday vacation lifestyle, or a second home in this fabulous coastal city, this condo is for you. Three large bedrooms, two full bathrooms, Laundry closet, a large open floorplan for entertaining, open kitchen with a fabulous pantry for the passionate cook, and magnificent views and access to the channel. This condo is full of natural light, a walk out deck, fireplace, garage and so much more. This is a must see.

Listing Details MLS# 26016492

Location Property Info

County: Berrien
Street #: 197
Street Name: Wayne
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1133

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 0.03
Lot Square Footage: 1464
Year Built: 1988
Garage Y/N: Yes
Garage Spaces: Yes
Fireplace: Yes
Total Fireplaces: Yes
Income Property: No
Condo Proj Name: Channel Bluff
Total Rooms AG: 8
Total Fin SqFt All Levels: 1413
SqFt Above Grade: 1413
Building Total SqFt: 1413
Total Beds Above Grade: 3
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Main Level Primary: Yes
Stories: Yes
School District: St. Joseph
Entry Type: Common
Pets Y/N: Yes
Association YN: Yes
Waterfront: No
Body of Water: Morrisons Channel
Statewide Lakes & Rivers: Morrisons Channel
Basement: Yes
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
# of Outbuildings: 0

Tax Info

Tax ID #: 117611420016000
Taxable Value: 141840
SEV: 205000
For Tax Year: 2024
Seller's Annual Property Tax: 5558
Tax Year: 2024
Homestead %: 100
Zoning: R-3 Residential
Spec Assessment & Type: No

Waterfront Options

Water Access Y/N: Yes

Access Feat

Accessibility Features: No

More Information

Upper Rooms

Total Baths Above Grade: 2

Main Rooms

Main Bedrooms: 3
Main Full Baths: 2
Main Level SQFT: 1413

Location & Property Info

Cross Streets: Wayne Street and Ship Street
Property Sub-Type: Condominium
Municipality: St. Joseph City
Builder Name: Channel Bluff Condominiums

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 265.39
Ownership Type: Private Owned

Remarks & Misc

Public Remarks: The best kept secret in Saint Joseph! This hidden gem beautifully overlooks the channel in a private setting, yet is a short 3-minute walk to the heart of downtown. A boater and kayaker's paradise. Simply wake up, walk down to one of many Pier 33 boat docks, that you can rent each season, and begin your day on the water. If you are looking for the everyday vacation lifestyle, or a second home in this fabulous coastal city, this condo is for you. Three large bedrooms, two full bathrooms, Laundry closet, a large open floorplan for entertaining, open kitchen with a fabulous pantry for the passionate cook, and magnificent views and access to the channel. This condo is full of natural light, a walk out deck, fireplace, garage and so much more. This is a must see.
Legal: UNIT 16 CHANNEL BLUFF CONDOMINIUMS SECOND AMENDMENT BLDG NO 2 LIBER 31 PAGE 57

Water Type

Channel: Yes

Water Fea. Amenities

Assoc Access: Yes
Shared Frontage: Yes
View: Yes

Lot Description

Ravine: Yes
Site Condo: Yes

Other Structures

Other: Yes

Street Type

Paved: Yes

Utilities Attached

Cable Connected: Yes
High Speed Internet: Yes
Natural Gas Connected: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Terms Available

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Mineral Rights

No: Yes

Association Info.

Approx. Assoc Fee: 325
Assoc. Buy in Fee: No
Assoc. Fee Payable: Monthly
Association Phone: No

Laundry Features

Laundry Closet: Yes
Main Level: Yes

Assoc. Amenities

Pets Allowed: Yes
Storage: Yes

Exterior Material

Vinyl Siding: Yes

Assoc. Fee Incl.

Lawn/Yard Care: Yes
Snow Removal: Yes
Trash: Yes
Other: Yes

Roofing

Asphalt: Yes
Shingle: Yes

Parking Features

Detached: Yes

Heat Source

Natural Gas: Yes

Sale Conditions

None: Yes

Heat Type

Forced Air: Yes

Air Conditioning

Central Air: Yes

Lower Rooms

Lower Finished SQFT: 0
Total Lower SQFT: 0

Basement Rooms

Basement Finished SQFT: 0
Total Basement SQFT: 0

Driveway

Asphalt: Yes

Substructure

Partial: Yes

Windows

Insulated Windows: Yes
Screens: Yes
Skylight(s): Yes

Kitchen Features

Pantry: Yes
Snack Bar: Yes

Fireplace

Gas Log: Yes
Living Room: Yes

Additional Items

Ceiling Fan(s): Yes
Garage Door Opener: Yes
Iron Water FIlter: Yes
Vaulted Ceilings: Yes
Window Treatments: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes
Water Softener Owned: Yes

Water Heater

Electric: Yes

Exterior Features

Balcony: Yes

Patio and Porch Features

Deck: Yes

Flooring

Laminate: Yes
Tile: Yes

Security Features

Carbon Monoxide Detector(s): Yes
Smoke Detector(s): Yes

Landscape

Ground Cover: Yes
Shrubs/Hedges: Yes
Underground Sprinkler: Yes

Architectural Style

Townhouse: Yes
Traditional: Yes

Possession

Close Of Escrow: Yes

Property Features

Water Type: Channel Laundry Features: Laundry Closet; Main Level Exterior Material: Vinyl Siding Roofing: Asphalt; Shingle Windows: Insulated Windows; Screens; Skylight(s) Substructure: Partial Lot Description: Ravine; Site Condo Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected Kitchen Features: Pantry; Snack Bar Fireplace: Gas Log; Living Room Additional Items: Ceiling Fan(s); Garage Door Opener; Iron Water FIlter; Vaulted Ceilings; Window Treatments Appliances: Dishwasher; Disposal; Dryer; Range; Refrigerator; Washer; Water Softener Owned Heat Source: Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Water Heater: Electric Exterior Features: Balcony Flooring: Laminate; Tile Patio and Porch Features: Deck Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Landscape: Ground Cover; Shrubs/Hedges; Underground Sprinkler Other Structures: Other Parking Features: Detached Architectural Style: Townhouse; Traditional Driveway: Asphalt Street Type: Paved Mineral Rights: No Terms Available: Cash; Conventional; FHA; VA Loan Possession: Close Of Escrow Sale Conditions: None

Room Information

Room Name	Length	Width	Level	Remarks
Kitchen	9.33	9.25	Main
Dining Area	13.75	9.92	Main
Great Room	20.65	13.75	Main	Step down living room
Bathroom 1	8.10	5.60	Main
Bathroom 2	11.00	5.00	Main
Primary Bedroom	15.00	11.00	Main
Bedroom 2	9.80	10.50	Main
Bathroom 3	9.90	11.00	Main

Listing Office: 144 Keys

Listing Agent: Heidi Hurst

Last Updated: July - 29 - 2026

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