1012 Pearl Street, St. Joseph, MI 49085 (MLS# 26040508)

1012 Pearl Street, St. Joseph, MI 49085

$639,900

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,428 Lot Size (sq. ft.): 10,324 Status: Active

Current Price: $639,900 List Date: 8/05/2026 Last Modified: 8/31/2026

Overview

Description

There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a

Supplements: location that does most of the selling itself.

Listing Details MLS# 26040508

Location Property Info

County: Berrien
Street #: 1012
Street Name: Pearl
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1386

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 0.24
Lot Square Footage: 10324
Lot Dimensions: 40 x 265
Year Built: 1912
Road Frontage: 40
Garage Y/N: Yes
Garage Spaces: Yes
Fireplace: Yes
Total Fireplaces: Yes
Income Property: No
Total Rooms AG: 11
Total Fin SqFt All Levels: 3266
SqFt Above Grade: 2428
Below Grade Finished SqFt: 838
Below Grade Unfinished SqFt: 280
Building Total SqFt: 1118
Total Beds Above Grade: 5
Total Bedrooms: 5
Full Baths: 4
Total Baths: 4
Main Level Primary: No
Stories: 2
School District: St. Joseph
# of Outbuildings: 2
Association YN: No
Waterfront: No
Body of Water: Lake Michigan
Statewide Lakes & Rivers: Lake Michigan

Tax Info

Tax ID #: 11-76-3160-0031-00-8
Taxable Value: 215800
SEV: 265000
For Tax Year: 2025
Seller's Annual Property Tax: 9757
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: None Known

Remarks Misc

Directions: Langley or Main St. to Pearl St., just East of Wayne St.

Waterfront Options

Water Access Y/N: Yes

More Information

Access Feat

Accessibility Features: Yes

Upper Rooms

Upper Bedrooms: 4
Upper Full Baths: 2
Upper Level Square Feet: 1118
Total Baths Above Grade: 3

Main Rooms

Main Bedrooms: Yes
Main Full Baths: Yes
Main Level SQFT: 1310

Basement Rooms

Basement Full Baths: Yes
Basement Finished SQFT: 838
Total Basement SQFT: 1118

Outbuilding 1

Outbuilding Description: Other
Outbuilding 1 Dimensions: 16x20
Outbuilding 1 SqFt: 320
Outbuilding 1 Door Height: 7

Outbuilding 2

Outbuilding Description: Storage Shed
Outbuilding 2 Dimensions: 10x12
Outbuilding 2 SqFt: 120

Property Features

Water Type: Lake; River Accessibility Feat: 36' or + Hallway; Low Threshold Shower Laundry Features: In Basement; Laundry Chute Exterior Material: Stucco; Vinyl Siding Roofing: Composition; Shingle Windows: Replacement; Screens Substructure: Daylight; Full Lot Description: Sidewalk Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available Kitchen Features: Mud Room Access Fireplace: Family Room; Gas Log; Living Room Additional Items: Ceiling Fan(s); Garage Door Opener; Humidifier; Wet Bar Appliances: Built-In Gas Oven; Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer Heat Source: Electric; Natural Gas Heat Type: Baseboard; Forced Air; Radiant Air Conditioning: Central Air Water Heater: Electric Exterior Features: Balcony; Play Equipment Fencing: Fenced Back; Front Yard Flooring: Carpet; Ceramic Tile; Stone; Tile; Wood Patio and Porch Features: Covered; Deck; Enclosed; Patio; Porch(es); Screened Security Features: Smoke Detector(s) Landscape: Garden Area; Ground Cover; Terraced Yard; Underground Sprinkler Other Structures: Other Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Water; Outbuilding 1 Heated; Outbuilding 1 Insulated Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Wood Parking Features: Detached; Garage Door Opener Architectural Style: Traditional Driveway: Concrete Street Type: Paved; Public Mineral Rights: Unknown Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None

Room Information

Room Name	Length	Width	Level	Remarks
Primary Bedroom			Upper	Wall of windows overlooking backyard.
Primary Bathroom			Upper	Clawfoot tub and low barrier shower
Bathroom 2			Upper
Bedroom 2			Upper
Bedroom 3			Upper
Bedroom 4			Upper	Also can be used as office with private covered deck
Bedroom 5			Main	access to shared full bathroom
Laundry			Upper	two laundry rooms. wash basin in upper
Laundry			Basement	second laundry in basement full bathroom
Exercise Room			Basement	doubles as storage room
Recreation			Basement	bar and projector with 120' screen
Kitchen			Main
Dining Room			Main
Other			Main	breakfast/coffee room overlooking backyard
Living Room			Main
Other	20.00	16.00	Main	Bar bebehind garage, 16x20, heated
Other			Main	heated/cooled four season room at front entry

Documents

Our Favorites ›

Seller's Disclosure ›

Listing Office: Epique Realty

Listing Agent: Cathy Ficks-Blasy

Last Updated: August - 31 - 2026

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